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Commercial insurance direct payment refers to the situation where patients who receive medical treatment at Tianjin Pengruili Hospital and hold insurance products from a cooperative commercial insurance company can directly settle medical expenses within the scope of insurance liability between the hospital and the insurance company. Patients do not need to advance payment, which reduces economic pressure and simplifies the reimbursement process.
02 Advantages of Direct Payment Services
No advance payment, less running errands: eligible medical expenses can be settled directly without the need for patients to advance payment before applying for reimbursement
Simple process and high efficiency: no need to prepare paper materials, saving traditional claims troubles. Dedicated service and excellent experience: equipped with a dedicated window for commercial insurance services, providing one-stop consultation and processing services
03 Commercial Insurance Cooperation Institutions
As of now, our hospital has established direct payment or designated medical network cooperation relationships with over 30 commercial insurance institutions
04 How to use the direct payment service of Shangbao?
Before seeking medical attention, please confirm whether the insurance product you hold is within the scope of our hospital's cooperation
When seeking medical treatment, present your insurance card and relevant identification documents, and inform the staff to use commercial insurance for direct payment. Expenses that meet the direct payment conditions will be settled directly between the hospital and the insurance company
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